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Frequently Asked Questions

Short Term Loan Rules & Policies

Even though online short term loan websites have become the most common source of short term loans, you can still find short term loan stores in many parts of the US these days. To be eligible for a short term loan from most lenders, you will need to be 18 years of age or older, with a full time job and an active bank account.

Completing a short term loan application on the Internet is quick and simple. Once your short term loan has been secured, the money can be transferred into your bank account fast, usually within a matter of hours.

Different short term lenders have different policies as to the amount they will lend you and the length of the repayment period. Usually short term loans are between $100 and $1000, and must be repaid in 14 to 30 days.

Fees and interest rates

There are also a variety of different fees and interest rates at the various short term loan companies, usually depending on the amount and the time period of the loan. It is worthwhile to look around and compare terms and charges at a number of short term lenders, to make sure you are getting a good deal. Check out the credentials of the short term loan company itself, to make sure it is a reputable one.

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Grace Chen
Grace Chen - Writer & Editor
A graduate of the Haas School of Business, University of California, which is one of the top three (3) business schools in the U.S., Grace Chen has 10 years of experience in this field and have been delivering stellar business content through her written word. She’s the chief editor of Communicate Better and has written and edited thousands of content published in various online and printed media, including the NYSE-sponsored research studies and MEC Global. Connect with Grace on LinkedIn, https://www.linkedin.com/in/grace-chen-9254ab8/