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Who Borrows and Why?

Published 2015-10-01 in category Personal Finance.

A recent study by the PEW Charitable Trusts dispelled several myths about borrowers who take out short term loans. Here we analyze what type of expenses short term loans are primarily used for, and the effects of state restrictions on short term lending. We also explore borrowers’ backup plans if they didn’t have access to […]

How to Improve Your Credit Score

Published 2015-07-03 in category Personal Finance.

Credit scores have a huge impact on your everyday life. From lowering your mortgage rate to getting approved for a new credit card, life’s simplest tasks are often affected by your credit. No matter where your score stands now, there is always room for improvement. Contrary to popular opinion, there is more you can do […]

Tips on how to detect and avoid Internet scams

Published 2013-04-18 in category Personal Finance.

The Internet has a lot of advantages: instant communication, great sources of knowledge, entertainment and the opportunity to telecommute, to name a few. However, along with the good, there are some aspects that are not so positive. The anonymity The anonymity of the Internet makes it the perfect place of scammers to do their dirty […]