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Regulations By State
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Regulations By State


Note: This is only a summary, for more information visit National Conference of State Legislatures
State Max Loan Amount Loan Term:
Alabama $500 10 - 31 days
Alaska $500 Max 14 days
California $300 Max 31 days
Colorado $500 Min 6 months
Delaware $1,000 Max 60 days
Florida $500 7 - 31 days
Hawaii $600 Max 32 days
Idaho $1,000
Illinois $1,000 or 25% monthly income 13 - 120 days
Indiana $550 Min 14 days
Iowa $500 Max 31 days
Kansas $500 7 - 30 days
Kentucky $500 Max 60 days
Louisiana $350 Max 30 days
Maine $2,000
Michigan $600 Max 31 days
Minnesota $350 Max 30 days
Mississippi $500 Max 30 days
Missouri $500 14 - 31 days
Montana $300
Nebraska $500 Max 34 days
Nevada 25% of monthly income
New Hampshire $500 7 - 30 days
New Mexico 25% of monthly income 14 - 35 days
North Dakota $500 15 - 60 days
Ohio $500 Max 31 days
Oklahoma $500 12 - 45 days
Oregon $50,000 Min 30 days
Rhode Island $500 Min 13 days
South Carolina $550 Max 31 days
South Dakota $500
Tennessee $500 Max 31 days
Texas $2,000 Min 7 days
Utah $5,000 Max 84 days
Virginia $500
Washington $700 or 30% of monthly income Max 45 days
Wisconsin $1,500 or 35% of monthly income
Wyoming $1,500 Max 1 month

Prohibited in following states:

Arizona Arkansas Connecticut
District of Columbia Georgia Maryland
Massachusetts New York New Jersey
North Carolina Pennsylvania Vermont
West Virginia Washington, DC
Not available in:
Guam N. Mariana Islands Virgin Islands

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