Regulations By State
Note: This is only a summary, for more information visit
National Conference of State Legislatures
State |
Max Loan Amount |
Loan Term: |
Alabama |
$500 |
10 - 31 days |
Alaska |
$500 |
Max 14 days |
California |
$300 |
Max 31 days |
Colorado |
$500 |
Min 6 months |
Delaware |
$1,000 |
Max 60 days |
Florida |
$500 |
7 - 31 days |
Hawaii |
$600 |
Max 32 days |
Idaho |
$1,000 |
|
Illinois |
$1,000 or 25% monthly income |
13 - 120 days |
Indiana |
$550 |
Min 14 days |
Iowa |
$500 |
Max 31 days |
Kansas |
$500 |
7 - 30 days |
Kentucky |
$500 |
Max 60 days |
Louisiana |
$350 |
Max 30 days |
Maine |
$2,000 |
|
Michigan |
$600 |
Max 31 days |
Minnesota |
$350 |
Max 30 days |
Mississippi |
$500 |
Max 30 days |
Missouri |
$500 |
14 - 31 days |
Montana |
$300 |
|
Nebraska |
$500 |
Max 34 days |
Nevada |
25% of monthly income |
|
New Hampshire |
$500 |
7 - 30 days |
New Mexico |
25% of monthly income |
14 - 35 days |
North Dakota |
$500 |
15 - 60 days |
Ohio |
$500 |
Max 31 days |
Oklahoma |
$500 |
12 - 45 days |
Oregon |
$50,000 |
Min 30 days |
Rhode Island |
$500 |
Min 13 days |
South Carolina |
$550 |
Max 31 days |
South Dakota |
$500 |
|
Tennessee |
$500 |
Max 31 days |
Texas |
$2,000 |
Min 7 days |
Utah |
$5,000 |
Max 84 days |
Virginia |
$500 |
|
Washington |
$700 or 30% of monthly income |
Max 45 days |
Wisconsin |
$1,500 or 35% of monthly income |
|
Wyoming |
$1,500 |
Max 1 month |
Prohibited in following states:
Arizona |
Arkansas |
Connecticut |
District of Columbia |
Georgia |
Maryland |
Massachusetts |
New York |
New Jersey |
North Carolina |
Pennsylvania |
Vermont |
West Virginia |
Washington, DC |
|
Not available in:
Guam |
N. Mariana Islands |
Virgin Islands |